I could buy index funds myself, why should I hire you?

We have an intense research focus and believe in knowing and analyzing what we own. Furthermore, a high quality financial advisor can provide value in a variety of ways, including tax efficiency, behavioral coaching, and financial planning. This paper, published by the Vanguard group (the pioneer of the index fund) provides some information on how high quality advisors can and do add value.

What is NAPFA?

NAPFA is the National Association of Personal Financial Advisors which has roughly 3,800 members nationwide. Members take a fiduciary oath and adhere to a rigorous code of ethics. We have been NAPFA members since 2019.

What are your fees?

We keep our fees as simple as possible: we charge a fee of 1% per annum of any assets of yours that we manage. We also offer financial planning as a standalone service, and fees for this service vary depending on what it is that you need help with. Keep in mind that, should we manage your assets, you will also pay brokerage fees to the custodian in addition to our fees.

Do you have a minimum amount of assets that you manage?

Our minimum is $100,000, but we will waive this under some circumstances and at our discretion.

What types of accounts do you offer?

We handle most U.S.-based account registration types including traditional IRAs, Roth IRAs, SEP-IRAs, individual, joint with rights of survivorship, transfer on death, individual (solo) 401K, defined benefit plans, trusts, estates and more.

How can I be confident that my assets are secure?

Your assets would be held at Shareholders Service Group, a FINRA-registered broker-dealer, and cleared at Pershing, LLC, a subsidiary of Bank of New York/Mellon, and remain titled in your name. Our investment advisory agreement gives us only limited power of attorney (the ability to conduct trades in your account, deduct investment advisory fees, and perform other service-related functions).

I have more questions, how can I get in touch with you?

We would be happy to set aside some time to speak with you, you can set up a brief introductory call here.